Savings It Pays To Save! Passbook Account Save at your own pace Deposits can be made at any time Six (6) free withdrawals per quarter Money Market Deposit Account (MMDA) Requires $1,000 balance to open and maintain Deposits can be made at any time Tiered interest rates Individual Retirement Accounts (IRAs) Traditional, Roth, and Educational IRAs available Health Savings Accounts (HSAs) also available Certificates of Deposits Wide variety available Requires a minimum of $500 to open Call for Certificate of Deposit Rates